Professional partnerships · Croydon & across the UK
Your clients’ next chapter. Supported by PMS.
Mortgage and protection advice for the people who trust you. Work with PMS Mortgages to help your clients understand their options and take their next step with confidence.
A personal extension of your professional network
Your home may be repossessed if you do not keep up repayments on your mortgage.
When a client needs mortgage advice, the introduction reflects on your business too. PMS Mortgages is led by Ria Ali and based at Airport House in Croydon, supporting clients locally and across the UK by phone, online and office appointments.
We explain suitable options, the evidence lenders may need and the next steps. You retain your professional relationship while your client receives advice focused on their mortgage and protection needs.
Who we work with
Accountants & tax advisers
Introduce company directors, contractors, self-employed clients and landlords whose income needs careful explanation. We can liaise with you, with the client’s permission, about the documents needed to support their application.
Solicitors & family lawyers
Support clients buying, refinancing or separating. We also provide mortgage capacity reports for divorce and separation, helping clients understand their potential borrowing position alongside their legal advice.
Estate & letting agents
Help buyers and landlords explore affordability, funding requirements and suitable mortgage routes. With the client’s permission, we can agree how to keep you informed of relevant milestones.
Developers & property professionals
Discuss mortgage support for buyers and property investors early in the process. We assess the borrower and property against relevant lender requirements and explain any issues that need further investigation.
A straightforward introduction
- 01
Start with a conversation
Tell us about your business and the clients you support. We will discuss suitable introductions, contact arrangements and the updates you need.
Agree the approach - 02
Keep it simple and secure
Ask your client to contact PMS and mention your business, or agree an introduction with their permission. Please do not send bank statements, identification or sensitive case details by ordinary email.
Introduce with permission - 03
Understand the client first
We discuss their objectives, circumstances and documents, explain our service and fees, and research suitable options before making a recommendation.
Personal advice - 04
Agree relevant updates
We agree what information can be shared, with whom and at which stages, respecting the client’s instructions and confidentiality.
Stay informed
Ready to take the first step?
Your initial consultation is without obligation. Speak with an adviser in Croydon or over Zoom.
Questions about working together
We advise contractors, company directors, self-employed borrowers and clients with variable income. Available options depend on the individual circumstances and lender criteria.
No. We support clients across the UK, with phone and online appointments as well as office meetings.
Any referral arrangement, including whether a fee applies, must be discussed and agreed in advance. Relevant disclosures and each firm’s professional requirements will need to be addressed.
No. Lending is subject to affordability, credit assessment, property suitability and the lender’s criteria. We explain realistic options and any limitations before proceeding.
Let’s build a useful working relationship
Speak to Ria about the clients you support and how PMS Mortgages could help.