Family income benefit is a type of life insurance that pays your family a regular, tax-free monthly income if you die during the policy term, rather than a single lump sum.
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The income is paid from the date of a claim until the end of the term you chose — often until your youngest child finishes education — so it is designed to replace the household income your family relies on, month by month.
Because the amount the insurer could pay reduces as the term runs down, family income benefit is often one of the most affordable ways to protect a young family. It can be used on its own or alongside a lump-sum policy that clears the mortgage.
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