Mortgage broker · Horley, Crawley & the Gatwick area
Mortgage Broker near Gatwick
Working at Gatwick and planning a home purchase or remortgage? Ria Ali at PMS Mortgages offers mortgage and protection advice for Gatwick clients from our Croydon office, by phone or by Zoom.
- Advice led by Ria Ali
- No-obligation consultation
- Office, phone or Zoom appointments
Gatwick mortgages for airport and aviation workers
Your home may be repossessed if you do not keep up repayments on your mortgage.
Pilots, cabin crew and other airport workers can receive a mixture of basic salary, flying pay, allowances and variable earnings. Reimbursements are not necessarily income available to support a mortgage. We separate the components and check how a proposed lender treats them.
Contract work, seasonal patterns and training loans can add further questions. Tell us about employment gaps, contract renewals and all debt repayments at the outset. A specialist understanding of the income evidence helps prepare an application, but it does not replace a lender’s affordability and credit assessment.
What to prepare before your mortgage review
Provide the employment contract and a clear breakdown of payslip components.
Identify allowances, expense reimbursements and recurring variable earnings.
List training loans and other commitments, including monthly repayments.
Speak to Ria Ali, Principal Mortgage & Protection Adviser, about your plans. Read about professional mortgages and contractor mortgages. Mortgage options depend on your circumstances, the property and the lender’s assessment.
How we help in Gatwick
Pilots & crew
Review basic salary, flying pay and allowances against lender criteria.
Contractors
Explain contract length, renewals and employment history.
Home buyers
Assess your deposit, household budget and purchase plans.
Income protection
Consider occupation eligibility, sick pay and the policy’s benefit definition.
Services for Gatwick clients
Areas near Gatwick we cover
As well as Gatwick, we regularly advise clients in:
Horley
Charlwood
Smallfield
Copthorne
Salfords
Meetings are available at our office at Airport House, Purley Way, Croydon, at your home, or over Zoom. Get in touch to arrange a time.
Gatwick mortgage questions
A lender may consider some additional pay where the evidence supports it. Treatment varies by lender and by the type and regularity of the payment. Expenses and reimbursements should be identified separately.
It may be possible, but the loan repayments, employment contract and income evidence will affect affordability. Tell us about the full commitment and any upcoming changes so we can assess suitable options.
We may charge a broker fee for mortgage advice depending on your circumstances. A typical fixed fee is £479, payable on offer, and the fee is always confirmed before you proceed. Your first conversation with us is without obligation.
Speak to a mortgage adviser about Gatwick
Book a no-obligation consultation in person or by Zoom.