020 8668 6080

Insurance

Contents Insurance

Contents insurance can help cover belongings such as furniture, electronics and personal possessions against insured events, depending on the policy. We help you understand cover levels, limits, optional extras and exclusions. Cover is subject to insurer terms, conditions and underwriting.

It covers the loss of or damage to the contents of your home. This includes your furniture, electrical goods and other items within your home. Some policies cover you for items you take outside, for example cameras, jewellery and briefcases. Different policies offer different levels of cover but generally you'll be covered against theft and fire, and have the option to insure against damage you may cause by accident.

A British home seen from the garden
Insurance tailored to your home, its contents and how it is used.

It is always vital that you thoroughly read and understand the full policy terms and conditions. If not already covered by your contents insurance, you may want to consider travel insurance for loss or damage to your personal belongings whilst travelling.

Insurance services are referred to a third party. PMS Mortgages is not responsible for the service received.

Benefits can include: Accidental Damage Cover, Building Cover, No Claims Discount, Legal Liability, Metered Water, Loss of rent or costs for alternative accommodation.

Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

Specialist InsurersBuildings and contents cover compared
Tailored CoverPolicies that meet your lender's requirements
Bespoke AdviceSupport at renewal and when things change

How it works

Starting your insurance journey with us

Getting the right cover in place, at the right time, and keeping it right as things change.

  1. 01

    Discuss your property and cover

    We talk through the property, its contents and how it is used — owner-occupied, let or mortgaged — and any cover your lender requires.

    Cover requirements agreed
  2. 02

    Compare suitable policies

    We compare suitable policies, looking at the level of cover, excesses and optional extras rather than the premium alone.

    Suitable policies compared
  3. 03

    Recommendation

    We explain which policy we recommend and why, including the main terms, conditions and exclusions you should know about.

    A clear recommendation
  4. 04

    Arrange cover

    We arrange the policy and make sure it starts on the right date, such as exchange of contracts on a purchase.

    Cover in place when you need it
  5. 05

    Ongoing support

    We are on hand at renewal and if your circumstances change, so your cover keeps pace with your home.

    Support at renewal and beyond

Ready to take the first step?

Your initial consultation is without obligation. Speak with an adviser in Croydon or over Zoom.

020 8668 6080

Review your household cover

Tell us what has changed and we will help you consider the next steps.

Call us on 020 8668 6080