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Free guides

Free Mortgage Guides

Practical guides written by our advisers. Enter your details to download a PDF copy to keep, print or share.

  • Free PDF guide

    The First-Time Buyer Guide

    Seven steps from saving a deposit to collecting your keys, with a checklist for each stage: budgeting, deposits, documents, credit checks and the mortgage process.

    Read it online first

    PMS Mortgages will use your details to send you this guide and may contact you about your mortgage or protection needs. We do not share your details for marketing. See our Privacy Policy.

  • Free PDF guide

    The Remortgage Guide

    When to start looking, how a product transfer compares with a remortgage, the costs to check and a checklist for switching your mortgage.

    PMS Mortgages will use your details to send you this guide and may contact you about your mortgage or protection needs. We do not share your details for marketing. See our Privacy Policy.

  • Free PDF guide

    The Self-Employed Mortgage Guide

    How lenders assess sole traders, company directors and contractors, which documents you will need, and how to prepare before you apply.

    PMS Mortgages will use your details to send you this guide and may contact you about your mortgage or protection needs. We do not share your details for marketing. See our Privacy Policy.

  • Free PDF guide

    The Buy-to-Let Mortgage Guide

    Deposits, rental stress tests, buying personally or through a limited company, and a checklist for first-time and portfolio landlords.

    PMS Mortgages will use your details to send you this guide and may contact you about your mortgage or protection needs. We do not share your details for marketing. See our Privacy Policy.

  • Free PDF guide

    The Homeowner's Protection Guide

    Life insurance, critical illness cover and income protection explained, with a checklist for protecting your mortgage and your family.

    PMS Mortgages will use your details to send you this guide and may contact you about your mortgage or protection needs. We do not share your details for marketing. See our Privacy Policy.

Your home may be repossessed if you do not keep up repayments on your mortgage.